Building profit in your company is hard work. Extracting it tax-efficiently requires strategic coordination between salary, dividends, pre-tax pensions, and personal allowances.
UK directors face rising dividend taxation and aggressive personal income thresholds. We engineer bespoke extraction strategies that minimise personal liability and corporate tax simultaneously.
Calibrating your director salary to the National Insurance Primary Threshold (£12,570) to qualify for state benefits without paying employee NICs, paired with timed dividend distributions.
Direct employer pension contributions up to the £60,000 annual allowance (plus carry-forward), qualifying for 100% Corporation Tax relief with zero Income Tax or NIC.
Over £100,000, personal allowance tapers by £1 for every £2 of income, creating an effective 60% marginal tax rate. We structure gift aid and pension reliefs to preserve your full allowance.
Managing overdrawn balances to eliminate section 455 Corporation Tax charges (33.75%) and beneficial loan benefit-in-kind (P11D) implications.
Beyond the limited company, we safeguard your private family wealth across generations:
Speak with a senior personal tax specialist in confidence regarding your remuneration or annual self-assessment.
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020 8432 2774